Payment Info

Paypal is an online financial middleman that facilitates the transfer of money between people and businesses online. Users only need to share private financial information with PayPal, not unknown parties. You can use PayPal to buy things online, shop on eBay, or receive money from your friends. If you've ever wondered about how to use PayPal, read on and learn!
Step 1: Create a PayPal Account
Creating a PayPal account is very easy. You just need an email address to get started.
1. First, go to PayPal's home page and choose "Sign Up Now!"
2. Select the country where you live and choose a language preference.
3. Now you need to choose a type of PayPal account. PayPal offers three account types. When choosing between them, consider what you're going to use PayPal for. (Review the types of PayPal accounts: Personal, Premier, and Business.)
4. Once you've chosen the right account for your needs, click on the appropriate account button.
5. Fill in the requested information. Choose a password that others won't easily guess!
6. Read the user agreement, and click to create your account.
7. You'll receive a confirmation email from PayPal. Click on the link in the email.
8. Sign into your account with the password you just set up. Now you're ready to go!
Step 2: Set Up Your PayPal Account
You can receive money immediately once you've created an account. You need to give PayPal a source for funds before you can shop online or send money to anyone. You can also set up PayPal so you can use it with your mobile phone, and you can verify your account if you want to spend more money than the initial PayPal spending limit.
Fund Your PayPal Account
PayPal gets money from you to send to a recipient in one of three ways:
1. Deducting the funds from your PayPal account, if you have a large enough balance.
2. Deducting the funds from the bank account you linked to your PayPal account.
3. Charging the credit card you linked to your PayPal account.
Link a Credit Card to Your PayPal Account
Using a credit card may provide extra purchase protection, as your money should be protected by your credit card company as well as PayPal.
1. Go to PayPal and sign into your account.
2. Click on the "Add Credit Card" link.
3. Fill in the requested information.
4. Click "Add Card" at the bottom of the page.
Link a Checking Account to Your PayPal Account
Do not link your PayPal account to your primary checking account. If something goes wrong, you do not want to lose your rent money!
1. Gather your bank information, including your account and routing numbers.
2. Go to PayPal and sign into your account.
3. Click on the "Add Bank Account" link.
4. Fill in the requested information.
5. PayPal will make two small deposits to your bank account, approximately three days after you enter the information.
6. Check your bank statements for the deposits.
7. Return to your account page and click on the "Confirm Bank Account" link.
8. Enter the amount of the deposits to confirm the account.
Once you've linked an account to PayPal, you can click on the "Add Funds" tab whenever you'd like to add money to your PayPal account. 
PayPal on Your Mobile Phone
You can access PayPal via your mobile phone. Check here to see if your mobile carrier is supported by PayPal.
1. To use PayPal on your cell phone, you need to log in to your account and input your cell phone number.
2. Enter a PIN number.
3. PayPal will call your phone to verify the PIN.
4. Now you're set up for PayPal Mobile! You can either text funds, or send money via a mobile login.
Verify Your PayPal Account
You can verify your PayPal account by applying for a PayPal credit card or entering a bank account number. Verification confirms your identity on PayPal and makes it easier to use PayPal online.  You must be verified to continue using PayPal once you've reached your sending limit.
Verification by Checking Account
1. If you want to be verified by entering a checking account number, gather your bank information, including your routing and account numbers.
2. Sign into your PayPal account.
3. Click the "Get Verified" link on the left.
4. Click the "Add Bank" option.
5. Fill in the requested information.
6. You can enter your online banking information and have your account verified instantly.
7. If you do not have that information, PayPal will make two small deposits to your bank account.
8. Check your bank statements for the deposits.
9. Return to your account page and click on the "Confirm Bank Account" link.
10. Enter the amount of the deposits.
Verification by PayPal Credit Card
1. Sign into your PayPal account.
2. Click the "Get Verified" link on the left.
3. Click the "Apply Now" button to apply for a PayPal Credit Card.
4. Fill in the requested information.
5. If you are approved, your new credit card will also serve as verification for your account.
Step 3: Use PayPal to Send Money
PayPal lets you shop online, as well as send money to anyone with an email address.
Send Money with PayPal
1. To send money directly to someone,  login to your PayPal account and click the Send Money tab.
2. Enter the email address or phone number of the recipient, the amount you want to send, and the currency you want to use.
3. Mark what the money is for, and then click Continue.
4. Review your payment information, and then confirm the transfer
Send Money by Mobile Phone
You must register your phone first. Refer to the previous step for instructions on how to do so.
1. To text money, text 729725 (PAYPAL). Write the amount you want to send and the phone number or email of the recipient.
For example, 15 3105550111 will send $15 U.S. to the phone number 310 555 0111.
Typing 10 to taixibin@gmail.com sends $10 to that email address.
The default currency is U.S. dollars, but you can send money in other currencies. Use EUR for Euros, CAD for Canadian dollars, GBP for British pounds, AUD for Australian dollars, or JPY for Yen. 15 GBP to taixibin@gmail.com will send 15 British pounds to that email address.
2. If you have mobile Internet, you can go to www.PayPal.com on mobile phone, log in, and then fill out a form to send money.
3. Alternately, you can call 1-800-4PAYPAL (1-800-472-9725) to send money. Just follow the automated voice prompts.
4. To cancel a payment, text cancel to PAYPAL.
Buy Online with PayPal
1. Many online businesses also accept PayPal. To use PayPal on these sites, choose PayPal as your payment option when you go to check out.
2. As with eBay purchases, you will be directed to the PayPal website; log in to your account.
3. After deciding how you will fund the purchase, click the Pay button.
4. PayPal also offers customers a onetime credit card number that allows you to make purchases on sites that do not accept PayPal.
Buy via Mobile Phone
1. If you see "Text to Buy" on an item you want to buy, you can buy it with PayPal Mobile.
2. Text the item code to the number shown.
3. You'll receive a confirmation phone call, and then your purchase is complete!
4. Alternately, selected sites are enabled to let you visit on your mobile phone, log in, and make a purchase.